SISIP
Home > Financial Counselling > Financial Quiz
SISIP Financial Services
About SISIP Financial Services
Insurance Services
Financial Counselling
  Services
  The Financial Counsellor
  FAQ
  Budget Worksheet
  SILP Application
Financial Planning
Financial Education
Canadian Forces Personnel Assistance Fund
CF Group Retirement Savings Plan
Office Locations
Support Our Troops
Tax Deductible
Donations

Financial Counselling
Your Financial Guidance for Today...and Tomorrow!


Financial Quiz

  Questions:
Yes
No
       
1. Is your debt load (excluding mortgage) more than 40% of your after tax (net) annual income?
       
2. Do you have a negative monthly cash flow?
       
3. Have you fallen into the habit of deferring payment of regular bills, choosing to pay some creditors this month and others the next?
       
4. Are you carrying one or more credit card balances without ever paying more than the minimum amount?
       
5. Are you creating new debts by borrowing from non-commercial lenders such as family members and friends?
       
6. Have you lost track of how much you owe?
       
7. Do you have any money in reserve to meet emergencies?
       
8. Have you been denied credit from a financial institution?
       
9. Do you follow a budget?
       
10. Have any of your accounts been referred to a collection department or outside collection agency?
       
11. Have you verified your credit bureau report for accuracy in the past year?
       
12. Do you know what the cost of borrowing is on each of your accounts (i.e. credit cards, car loans, commercial loans, etc.)?

 

 
Feature Article
" Low-interest loans lighten... "
Archives
Articles • News
Downloads
Careers
Feedback
Links
Site Map
CFGroupRSP Access Link
 Legal Notices

Last Updated: August 15, 2007